kj

kj

Wednesday, February 5, 2014

Drowning!

I have to admit I am so overwhelmed right now. Medical expenses continue to pile on us. We are literally in debt just to pay to have insurance. Then we get bills finding out that while insurance is a blessing it still is a huge amount. Where does all this money go? Every echocardiogram we get costs $17,000. That blows my mind. Those machines are used several times a day every weekday. Even if they cost a million dollars they've already been paid for several times over.

Lincoln's stay in the hospital was about $500 a day. He was there for 3 weeks. I don't think that is a reasonable price to charge for a room and bed. Sure he got his vitals checked and X-rays every day but those all cost extra. Room and board alone was 500/day. Why is it acceptable to charge this much? I know for a fact that most hospitals get tons of funding through charities for research, equipment and other necessary things why do they need to rob their patients?

I'm sorry this is not a very fun post but I am at my wits end. I got a call today from the helmet people telling us his helmet will cost us $500 plus another $150 for the scans he will need to get monthly. That is after insurance. It was an unexpected bill, which always gives me in a small panic attack.

Yesterday we had a cardiology appointment and I know that that bill will be coming and will probably be close to $400.

Our insurance payment is due later this month and that is close to $3000.

We knew going to grad school would be tight financially but we never thought we would have to deal with so many medical bills. In fact we decided to get pregnant because we had such great insurance with my job teaching. We tired so hard to be completely responsible with our decision to have Lincoln. I don't know how we'll be able to make it out of this without a bucket load of debt. The worst thing is Linc needs cardiology every 6 months up until 4 years old then it will only be once a year. So there is no end in sight for these bills.

GRRRRRR.

I've called asking about financial aid with all the hospitals he's been to and they all say they can't help unless we live in state. That is ridiculous. If bills can follow us anywhere so should financial aid.

I'm sorry but I am drowning right now. How can I give my son everything he needs when I can't even pay for insurance without going in debt?

  

2 comments:

  1. I'm so sorry girl! That has got to be the worst feeling in the world. Especially since you can't do anything about it! Insurance and the medical world are so screwed up its ridiculous. :(

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  2. One day at a time Hun. Just keep in mind your not alone. Things will get better. Your a strong person and no matter what Linc is a blessing and u will do what ever it takes to get him through. Have faith.

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